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Privacy Policy

Welcome to PocKKets. Your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices you have regarding your information when using the PocKKets app and website.

1. Information We Collect

Depending on how you use PocKKets, we may collect:

Account Information

Name
Email address
Password (encrypted and never stored in plain text)

Financial Information

If you choose to use budgeting features, we may collect:

Income information
Expenses and transactions
Budget categories
Savings goals
Account balances
Financial information imported from connected financial institutions (if you choose to link your accounts)

Device Information

We may automatically collect:

Device type
Operating system
Browser type
IP address
App version
Crash reports
Usage analytics

Support Information

If you contact us, we may collect:

Your email address
Messages you send us
Any attachments or information you provide

2. How We Use Your Information

We use your information to:

Provide and improve the PocKKets experience
Create and manage your account
Display your budgets, spending, and savings progress
Sync your data across devices
Respond to customer support requests
Improve app performance and reliability
Detect fraud, security threats, or misuse
Comply with legal obligations

We do not sell your personal information.

3. Financial Data

Your financial information belongs to you.

If you choose to connect financial accounts, we only access the information necessary to provide budgeting and financial planning features.

We do not use your financial information for advertising purposes.

4. Data Security

Protecting your information is a top priority.

We use industry-standard security practices, which may include:

Encryption of data in transit
Encryption of sensitive information at rest
Secure authentication
Access controls
Continuous monitoring for security threats

While no system is completely secure, we work to protect your information using reasonable administrative, technical, and physical safeguards.

5. Sharing Your Information

We only share information when necessary.

This may include:

Service providers who help operate PocKKets (such as cloud hosting, analytics, and customer support)
Financial connection providers (only if you choose to link financial accounts)
Legal authorities when required by law

We never sell your personal information to third parties.

6. Cookies and Analytics

Our website and app may use cookies and similar technologies to:

Keep you signed in
Remember preferences
Improve performance
Understand how users interact with PocKKets

You can adjust cookie preferences through your browser settings where applicable.

7. Your Rights

Depending on where you live, you may have the right to:

Access your personal information
Correct inaccurate information
Delete your account and personal data
Download your information
Withdraw consent where applicable

To exercise these rights, please contact us using the information below.

8. Data Retention

We keep your information only as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

If you delete your account, we will delete or anonymize your information within a reasonable period unless we are legally required to retain certain records.

9. Children's Privacy

Pockkets is not intended for children under the age of 13 (or the applicable minimum age in your jurisdiction). We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If significant changes are made, we will notify users through the app, website, or email when appropriate.

11. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Pockkets

Email: contact@pockkets.com

Website: www.pockkets.com

By using PocKKets, you acknowledge that you have read and understand this Privacy Policy.

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